Salvador Cortez at Absolute Mortgage Group Inc.
Salvador Cortez
Absolute Mortgage Group Inc.
Phone: (916) 668-0043
Email: [email protected]
NMLS# 1813194
Company NMLS# 1874315
Home
site.enter("0") onMouseLeave= className= > Loan Programs Home Purchase
Refinance
Forgivable Equity Builder Loan
Contractors
Mortgage Calculators
site.enter("1") onMouseLeave= className= > Resources Loan Programs
Loan Process
Mortgage Basics
Online Forms
FAQ
site.enter("2") onMouseLeave= className= > About Testimonials
Meet Our Team
Contact
Blog
site.enter("3") onMouseLeave= className= > Events Upcoming Events
Past Events
The 2nd CA Dream for All
Apply Now
The happy path to securing a mortgage is, unfortunately, often accompanied by well-meaning advice that might not fit your situation. While the intentions behind such advice are good, it's essential to separate fact from fiction before making crucial decisions.
We're here to debunk some of the worst mortgage advice that often circulates.
Why you might hear this: Early stages of home shopping might seem premature for a mortgage commitment.
Why it's poor advice: Although not an official guarantee, a pre-approval can save you from future headaches. Pre-approval not only prevents heartbreak over unaffordable homes but also provides an edge in competitive markets.
Why you might hear this: Familiarity and convenience are often favored.
Why it's poor advice: Just as you shop for homes, shop for a mortgage professional. Looking beyond existing banking relationships could lead to more home financing options.
Why you might hear this: Mortgage paperwork can be overwhelming.
Why it's poor advice: Hidden clauses can lead to costly surprises. Take the time to carefully review every detail. Spending a bit more time upfront can save substantial headaches later.
Why you might hear this: Lower rates equate to lower payments.
Why it's poor advice: There are many nuances to consider with a home loan beyond the rate. Working with a reputable mortgage professional can explain all the details of each program you qualify for to help you make an informed decision.
Why you might hear this: More approved funds imply a better home and affordability.
Why it's poor advice: Having some wiggle room after your home purchase is critical. You want to have a safeguard against unforeseen circumstances plus have some extra for life's other expenses like kid's sports, hobbies, and traveling.
Remember, an informed decision today lays the foundation for a more secure and prosperous homeownership journey tomorrow. While the advice may flow freely, it's essential to assess each recommendation against your unique situation --and we're here to help you with just that. Reach out to us today for advice you can rely on.
We've been helping customers afford the home of their dreams for many years and we love what we do... Company NMLS: 1874315 Personal NMLS: 1813194 NMLS Consumer Access
1942 Del Paso Road, Suite 130 Rm 103 Sacramento, CA 95834 Phone: (916) 668-0043 [email protected]
Legal
Privacy Policy
Accessibility Statement
Site Map
Loan Programs