Salvador Cortez at Absolute Mortgage Group Inc.
Salvador Cortez
Absolute Mortgage Group Inc.
Phone: (916) 668-0043
Email: [email protected]
NMLS# 1813194
Company NMLS# 1874315
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Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best move yet.
Good news! Mortgage rates have eased slightly from last year. As of November 27, 2024, the average 30-year fixed rate is 6.81%, down from 7.22% a year ago. While rates are still on the higher side historically, this dip can make a difference for your budget. Pro tip: Lock in your rate now before any potential changes in the new year.
Holiday months mean fewer buyers in the market. Why? People are busy with travel, celebrations, and gift-giving. For you, that means less competition for your dream home. Imagine finding the perfect property without having to battle multiple offers!
Sellers listing their homes this time of year are serious. Whether they’re relocating for a job or needing to move by year’s end, they’re often more willing to negotiate. You could score a great deal just by being ready to buy when others are taking a break.
Speaking of deals, homes that have been sitting on the market for a while might see price drops as sellers become eager to close before the new year. Plus, with fewer bidding wars, you have a better chance to get the home you want at a price you’ll love.
Did you know buying a home before December 31 could save you money on your taxes? You may be able to deduct mortgage interest, property taxes, and even some closing costs. It's like a holiday bonus for becoming a homeowner!
Buying a home during the holidays might not be traditional, but it can be surprisingly rewarding. With less competition, motivated sellers, and potential savings on taxes and rates, now could be the perfect time to make your move. Contact us to get started.
We've been helping customers afford the home of their dreams for many years and we love what we do... Company NMLS: 1874315 Personal NMLS: 1813194 NMLS Consumer Access
1942 Del Paso Road, Suite 130 Rm 103 Sacramento, CA 95834 Phone: (916) 668-0043 [email protected]
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