Salvador Cortez at Absolute Mortgage Group Inc.
Salvador Cortez
Absolute Mortgage Group Inc.
Phone: (916) 668-0043
Email: [email protected]
NMLS# 1813194
Company NMLS# 1874315
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The 2nd CA Dream for All
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If you're looking into real estate and home shopping recently, you've probably realized that the availability of houses for sale is limited, and the competition is fierce. Of course, this varies by neighborhood, but on average, we've found that there's only about 3.5 months' worth of new real estate available versus the usual 6 months' worth.
But despite this stiff competition, it's still a great time to buy! Here are the top advantages of getting preapproved for a mortgage before getting serious about shopping for a home.
There are some instances where real estate agents are declining to show homes to potential buyers unless they have a preapproval letter upfront. Getting this done before starting the house hunt ensures you're able to view and make an offer on any house that catches your eye.
The process of getting preapproved helps to clarify how much you can afford to pay in monthly mortgage payments. That way, you have an affordability budget in mind and a good idea of the mortgage payments.
Getting a mortgage preapproval also gives the seller confidence! Since preapproval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!
The mortgage preapproval process becomes even more attractive when you utilize our convenient online mortgage preapproval process. From the comfort of your home, we can securely pull your credit to verify your income and assets. With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets. And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.
If you are, then start your preapproval process today! It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.
We've been helping customers afford the home of their dreams for many years and we love what we do... Company NMLS: 1874315 Personal NMLS: 1813194 NMLS Consumer Access
1942 Del Paso Road, Suite 130 Rm 103 Sacramento, CA 95834 Phone: (916) 668-0043 [email protected]
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